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Use Personal Internet Banking to make a real-time payment/transfer. rajakoi88 rtp 1 Log on to HSBC Personal Internet Banking 2 Within the Useful links bar, click Wires 3 On the Transfers, Wires, and Bill Pay page, select the HSBC checking or savings account you would like to transfer from 4 In the Top section below, select the Wires/Real-Time Payments